Whether you take out a loan or use credit to purchase something, it is important to understand the consequences.
The ability to purchase goods or services on credit will depend on whether the lender considers you creditworthy. There are tools available to lenders to help them determine their risk before they approve a credit arrangement.
Debt can be created in a variety of ways. Creditors have different options for collecting on unpaid debts. This depends on the nature of the debt.
Foundations Learning & Skills Saskatchewan offers free money management workshops and resources that focus on:
PLEA offers free online training on preventing and addressing workplace harassment.